The Coronavirus Aid, Relief and Economic Security (CARES) Act aims to provide financial support to taxpayers most in need during the pandemic. The $2.2 trillion stimulus package also gives some individuals easier access to retirement accounts
But as people lose their jobs — particularly in service industries — and face rising health care costs, how can they quickly access cash? In general, most pre-retirees feel unprepared to manage emergency expenses, according to a recent Schwab survey. Plus, a separate Schwab poll found 59% of Americans living paycheck to paycheck last year. Such circumstances prompted Christine Benz, Morningstar’s director of personal finance, looked at recently.
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